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Co-signer – Somebody who willfully signs a loan arrangement Together with the borrower and partly assumes accountability of repayment of the loan.

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Credit software – A ask for for credit score offered in writing. Occasionally an application rate will be charged so as to protect the expense of processing the loan.

Foreclosure – This is the lawful process where collateral that's been pledged for just a loan is often sold to be able to repay the loan If your borrower defaults.

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